The number of ATMs in all the states has increased from June 2014 till date. UP & Bihar are at the bottom when it comes to number of ATMs per lakh people.
Factly had earlier reported that the number of ATMs in rural areas as of June 2017 was less than the number in September 2016. Data further indicates that the number of ATMs in some states has increased while in other states has decreased compared to 2016 numbers. Telangana appears to be the biggest casualty as the number of ATMs reduced by more than 10% in the three-month period between March & June 2017, most of them belong to the State Bank group.
In the North – ATMs in Uttar Pradesh increase by 70% in 3 years
As of June 2017, the total number of ATMs in the seven northern states crossed the 50000 mark with Uttar Pradesh accounting for 19960 ATMs followed by 9331 in Delhi and 7554 in Punjab. Haryana was the only other state with more than 5000 ATMs. Himachal Pradesh had the lowest number of ATMs of all the states. The number of ATMs increased in all these states during the 3-year period from June 2014 to June 2017.
In the East – Number of ATMs increase in all states in 3 years
The number of ATMs of all the 4 eastern states increased in the 3 years between June 2014 and June 2017. West Bengal had the most number of ATMs among all the four eastern states as of June 2017 and the state recorded a more than 25% increase in the number of ATMs between June 2014 and June 2017. Bihar on the other hand recorded more than 50% increase during the same period. But the number of ATMs in Bihar went down slightly from 8094 in March 2017 to 7944 in June 2017. Jharkhand also recorded a slight reduction in the number of ATMs during the 3-month period.
In the West & Central – Maharashtra zooms ahead
Maharashtra had the most number of ATMs in the country with 25835 ATMs as of June 2017. Maharashtra & Tamil Nadu are the only two states in the country with more than 20000 ATMs each. Each of these two states account for more than 10% of all the ATMs in the country. All the other western states recorded a steady increase in the number of ATMs. Gujarat had more than 11000 ATMs as of June 2017 while Madhya Pradesh just crossed 10000 ATMs. Rajasthan had more than 9000 ATMs while Chhattisgarh & Goa had less than 5000 ATMs each as of June 2017.
In the North-East: Except Assam, all other states have less than 500 ATMs each
Among the North-Eastern states, Assam had 3795 ATMs as of June 2017, an increase of over 20% from June 2014. The remaining seven (7) states had less than 500 ATMs each as of June 2017. Mizoram & Sikkim reported less than 200 ATMs each as of June 2017. Both Tripura & Manipur had more than 1000 ATMs as of June 2014 primarily on account of Bank of Baroda ATMs in these two states. Between June 2014 & September 2014, Bank of Baroda closed down all its ATMs in these states except a handful. As of June 2017, both these states had single digit Bank of Baroda ATMs.
In the South – Telangana lost more than 1300 ATMs of the State Bank Group
Among the southern states, Tamil Nadu had more than 24000 ATMs as of June 2017, second only to Maharashtra. Karnataka had more than 17000 ATMs as of June 2017.
Telangana for some strange reason lost more than 1300 ATMs between March 2017 & June 2017. In March 2017, Telangana had 10554 ATMs and by June 2017, it was down to 9320. The reduction is primarily on account of the reduction in the number of ATMs of the State Bank group. It has to be noted that the five associate banks of the State Bank group completed their merger with SBI during this period. This included the Hyderabad based State Bank of Hyderabad. Even if we assume this to be the reason, similar trend should have been observed in states where the other associate banks like State Bank of Mysore, State Bank of Bikaner & Jaipur etc. were headquartered. But no such trend was observed in Karnataka or Rajasthan.
Response from SBI awaited
Factly reached out to the DGM of the State Bank in Hyderabad to understand the reasons for such decrease in numbers. The story will be updated as & when a response is received.
Number of ATMs per lakh people – UP & Bihar at the bottom
If the population of various states as per the 2011 census is considered, the Uttar Pradesh & Bihar are at the bottom of the list in terms of the number of ATMs per lakh people. Bihar had only 8 ATMs per lakh people compared to 10 in Uttar Pradesh. The national average is about 18 ATMs per lakh people. Fifteen (15) states are below the national average of 18 ATMs per lakh people. Chandigarh with 77 ATMs per lakh people has the highest density of ATMs followed by Goa & Delhi.